Pet insurance by breed

Non-Sporting group

French Bulldog

Now the most-registered breed in the US. Brachycephalic anatomy drives high lifetime veterinary cost.

Hound group

Dachshund

Long-spined chondrodystrophic breed with the highest rate of intervertebral disc disease of any breed.

Hound group

Beagle

Generally healthy scent hound with elevated risk for epilepsy, hypothyroidism, and obesity-driven conditions.

Toy group

Yorkshire Terrier

Small toy breed with elevated risk for collapsing trachea, dental disease, and patellar luxation.

Toy group

Cavalier King Charles Spaniel

Toy spaniel with high lifetime cardiac and neurologic disease incidence. Mitral valve disease is near-universal with age.

Toy group

Shih Tzu

Brachycephalic toy breed with elevated lifetime risk for airway, eye, and dental disease.

Toy group

Pomeranian

Toy breed with chronic tracheal, dental, and orthopedic risks that accumulate cost over a long lifespan.

Herding group

Pembroke Welsh Corgi

Long-backed herding breed with elevated IVDD risk and degenerative myelopathy later in life.

Toy group

Chihuahua

Long-lived toy breed with chronic dental, orthopedic, and cardiac risks that accumulate over time.

Non-Sporting group

Boston Terrier

Brachycephalic companion breed with elevated airway, eye, and patellar risks.

Non-Sporting group

Bichon Frise

Long-lived companion breed with chronic dermatologic, dental, and orthopedic costs.

Non-Sporting group

Shiba Inu

Long-lived Japanese breed with chronic allergy, orthopedic, and eye risks.

Terrier group

Miniature Schnauzer

Compact terrier with elevated risk for pancreatitis, hyperlipidemia, and bladder stones.

Toy group

Havanese

Long-lived Cuban companion breed with chronic dental, orthopedic, and hereditary eye risks.

Terrier group

West Highland White Terrier

Long-lived terrier with high atopic dermatitis rate and elevated risk for pulmonary fibrosis.

Toy group

Pug

Brachycephalic toy breed with high lifetime cost across airway, eye, spinal, and skin disease.

Toy group

Maltese

Small toy breed with elevated risk for dental disease, patellar luxation, and portosystemic shunt.

Toy group

Papillon

Long-lived toy breed with chronic dental and orthopedic risks and elevated mitral valve disease later in life.

Non-Sporting group

Bulldog

Brachycephalic breed with high lifetime veterinary cost across airway, skin, and orthopedic categories.

Herding group

Australian Shepherd

Active herding breed with elevated risk for hereditary eye disease, epilepsy, and the MDR1 drug sensitivity mutation.

Sporting group

Cocker Spaniel

Companion spaniel with elevated risk for ear infections, autoimmune disease, and hereditary eye conditions.

Herding group

Australian Cattle Dog

Hardy working herder with elevated risk for hereditary deafness, progressive retinal atrophy, and hip dysplasia.

Herding group

Border Collie

Working herder with elevated risk for collie eye anomaly, epilepsy, and MDR1 drug sensitivity.

Sporting group

English Springer Spaniel

Working spaniel with elevated risk for ear disease, phosphofructokinase deficiency, and hip dysplasia.

Sporting group

Brittany

Athletic pointing spaniel with a relatively healthy profile but elevated hip dysplasia and epilepsy risk.

Working group

Portuguese Water Dog

Working water breed with elevated risk for hip dysplasia, PRA, and juvenile dilated cardiomyopathy.

Hound group

Basset Hound

Short-legged scent hound with elevated ear, spinal, and orthopedic disease risk.

Sporting group

Golden Retriever

America's third most-registered breed carries elevated risk for cancer and orthopedic disease, both expensive to treat over a lifetime.

Sporting group

Labrador Retriever

The most-registered breed in the US. Orthopedic disease and obesity-linked conditions are the primary insurance drivers.

Herding group

German Shepherd

Working line breed with orthopedic and degenerative risks. Lifetime cost skews heavily into joint and neurologic care.

Non-Sporting group

Poodle (Standard)

Long-lived breed with elevated risk for Addison's disease, GDV (bloat), and certain cancers.

Working group

Rottweiler

Powerful working breed with elevated cancer risk and orthopedic disease. High lifetime treatment cost concentrated in oncology and joints.

Working group

Boxer

Brachycephalic working breed with high cancer incidence and breed-specific cardiomyopathy.

Working group

Siberian Husky

Working breed with elevated risk for inherited eye disease and autoimmune skin conditions.

Working group

Doberman Pinscher

Working breed with very high incidence of dilated cardiomyopathy and other serious inherited conditions.

Sporting group

German Shorthaired Pointer

Athletic pointing breed with elevated risk for bloat, hip dysplasia, and hemangiosarcoma.

Sporting group

Vizsla

Athletic pointing breed with elevated cancer risk, epilepsy, and hip dysplasia.

Herding group

Belgian Malinois

High-drive working herder with elevated orthopedic and eye disease risk from athletic use.

Sporting group

Weimaraner

Athletic pointer with elevated GDV and orthopedic risk plus documented immune-mediated disease.

Hound group

Rhodesian Ridgeback

Athletic hound with elevated risk for dermoid sinus, hip dysplasia, and hypothyroidism.

Hound group

Bloodhound

Scent hound with elevated risk for bloat, ear infections, and skin fold dermatitis.

Sporting group

Chesapeake Bay Retriever

Working retriever with elevated risk for hip and elbow dysplasia and hereditary eye disease.

Working group

Akita

Japanese working breed with elevated risk for autoimmune disease, hip dysplasia, and hypothyroidism.

Working group

Alaskan Malamute

Arctic working breed with elevated risk for hip dysplasia, hereditary polyneuropathy, and inherited eye disease.

Working group

Samoyed

Arctic breed with elevated risk for hereditary glomerulopathy, diabetes, and hip dysplasia.

Working group

Great Dane

Giant breed with concentrated lifetime cost in cardiac, orthopedic, and emergency GDV care.

Working group

Bernese Mountain Dog

Large working breed with one of the highest documented cancer rates and serious orthopedic risk.

Working group

Cane Corso

Italian mastiff-type breed with high orthopedic and cardiac risk and elevated GDV incidence.

Working group

Mastiff

Giant breed with concentrated lifetime cost in orthopedic, cardiac, and emergency GDV care.

Working group

Newfoundland

Giant working breed with concentrated cost in cardiac, orthopedic, and cystinuria-related care.

Working group

Saint Bernard

Giant working breed with concentrated lifetime cost in orthopedic, cardiac, and GDV care.

Working group

Bullmastiff

Giant guard breed with high orthopedic and oncology risk and elevated GDV incidence.