Pet insurance by breed
Each breed page includes a risk profile sourced from OFA, AKC Canine Health Foundation, and the Merck Veterinary Manual, plus a breed-tuned calculator and links to the procedures most likely to apply.
small breeds
Non-Sporting group
French Bulldog
Now the most-registered breed in the US. Brachycephalic anatomy drives high lifetime veterinary cost.
Hound group
Dachshund
Long-spined chondrodystrophic breed with the highest rate of intervertebral disc disease of any breed.
Hound group
Beagle
Generally healthy scent hound with elevated risk for epilepsy, hypothyroidism, and obesity-driven conditions.
Toy group
Yorkshire Terrier
Small toy breed with elevated risk for collapsing trachea, dental disease, and patellar luxation.
Toy group
Cavalier King Charles Spaniel
Toy spaniel with high lifetime cardiac and neurologic disease incidence. Mitral valve disease is near-universal with age.
Toy group
Shih Tzu
Brachycephalic toy breed with elevated lifetime risk for airway, eye, and dental disease.
Toy group
Pomeranian
Toy breed with chronic tracheal, dental, and orthopedic risks that accumulate cost over a long lifespan.
Herding group
Pembroke Welsh Corgi
Long-backed herding breed with elevated IVDD risk and degenerative myelopathy later in life.
Toy group
Chihuahua
Long-lived toy breed with chronic dental, orthopedic, and cardiac risks that accumulate over time.
Non-Sporting group
Boston Terrier
Brachycephalic companion breed with elevated airway, eye, and patellar risks.
Non-Sporting group
Bichon Frise
Long-lived companion breed with chronic dermatologic, dental, and orthopedic costs.
Non-Sporting group
Shiba Inu
Long-lived Japanese breed with chronic allergy, orthopedic, and eye risks.
medium breeds
large breeds
Sporting group
Golden Retriever
America's third most-registered breed carries elevated risk for cancer and orthopedic disease, both expensive to treat over a lifetime.
Sporting group
Labrador Retriever
The most-registered breed in the US. Orthopedic disease and obesity-linked conditions are the primary insurance drivers.
Herding group
German Shepherd
Working line breed with orthopedic and degenerative risks. Lifetime cost skews heavily into joint and neurologic care.
Non-Sporting group
Poodle (Standard)
Long-lived breed with elevated risk for Addison's disease, GDV (bloat), and certain cancers.
Working group
Rottweiler
Powerful working breed with elevated cancer risk and orthopedic disease. High lifetime treatment cost concentrated in oncology and joints.
Working group
Boxer
Brachycephalic working breed with high cancer incidence and breed-specific cardiomyopathy.
Working group
Siberian Husky
Working breed with elevated risk for inherited eye disease and autoimmune skin conditions.
Working group
Doberman Pinscher
Working breed with very high incidence of dilated cardiomyopathy and other serious inherited conditions.